"There are many ways to succeed in retailing. 

But retail failures have only one cause: financial." 

And that is why The Retail Owners Institute® has been built. The ROI is the foremost self-help financial management resource for retailers and store owners. 

Thousands of retailers come to The ROI each month, to take advantage of The ROI's practical how-to info. Knowledge is power!

And to gain the power and confidence of seeing ahead with The ROI's remarkable online projecting and forecasting calculators. All on their own. What peace of mind!

Since 1999, empowering retailers and store owners to "Turn on your financial headlights!"

Built specially for busy retail owners. No more intimidation from finances or accounting.

Knowledge Is Power! Solve Cash Flow, Profitability, Inventory, Debt, Other Retail Financial Issues - On Your Own!

The ROI's promise: Everybody can "get it"! 



Start Here - Free Info & Tools for Retail Owners

Take a Quiz!

10-question quizzes. They're free. And fun! 

Take a quick quiz on the basicsPROFITS: How well do you know the P&L? How about the Balance Sheet? 

INVENTORY CONTROL: How ready are you to be a true merchant?

CASH FLOW: Ready to manage the life blood of your business?

Sit Back and Watch 

Webinar of the Week

Take advantage of free access to each Webinar of the Week. 

Engaging and empowering presentations by the Co-Founders. The ROI's promise: Everybody can "get it!"

Free access here.


Specially for Busy Retailers

All this and more available in each section of The ROI. Take a look for yourself.

Self-help diagnostic tools Short how-to videos Retail finance how-to articles


Or, Just Browse Around 

There's lots more for retailers to see and use! Available nowhere else.

Go to BENCHMARKS Go to INVENTORY Management & Control More about Cash Flow Control Control retail profits

See for yourself why thousands of busy retailers from around the world use and love The ROI!

What People Say About The ROI

"You have re-inspired me! Thank you!"
--Owner, Home Accessories Stores

"Your information plus The ROI's online tools are very powerful, and have made a big difference in the management of our family business. Thank you for your service to our family and the many other retail families you've reached."
--Owner,  Music Stores

"You make so much sense. Your website and tools and webinars are exceptionally great. Now I've started to see the light and how to manage inventory turns to manage cash. Love your stuff!"
--Co-Owner, Specialty Boutique

"This is really good foundational info. Thank you very much!"
--CPA; Founder, Community Gallery  


ROI Members Get Even More

Just click each button for more info...

The ROI's Library for Owners Online Projecting Calculators Retail eLearning Courses  Short Videos 

Only at The ROI

The OWNERS Center at The ROI

As the OWNER...
You know that you have to do it all!  And The OWNERS Center at The ROI has it all! 

The unmatched online resource for retail owners. Exclusively at The ROI.

Why & how to join

Unlimited access, 24/7, to all of The ROI. Just $29.95/month.





2 Special Focus "Micro Sites"

We understand. There IS a lot here at The ROI. 

That's why we've also built two "single-focus" sites for retailers; two separate subsets of The ROI. Each one just has a portion of The ROI's how-to content, calculators, webinars, etcetera, focused on just one major responsibility. Perfect for training your people!

- One focuses only on inventory buying planning; great answer for buyers and aspiring buyers.

- One concentrates on sales and profits; great for store managers or regional managers. 

The Open-to-Buy Center $14.95 or $19.95 per month

Focus on Inventory Management & Control 

The PROFITS Center  $14.95 or $19.95 per month

Focus on Profits. Profits. Profits! 


Or, get it ALL in one place – The Retail Owners Institute $29.95 per month

As the Owner, you have to do it all. That's why The ROI has it all!

Everything that is in these two separate single-focus sites, plus more. Including the Owners Center for focusing on those demanding "owner issues."