Is there a cash crunch in your near future?!

Here is a fast, simple, and extremely telling measure of a retailer's financial viability!

Use The ROI's unique GMROI Growth & Bankability Rater.  


Quick • Verifiable • Sophisticated • Uniquely Retail


What's your inventory's SALES Potential?

What sales do other retailers get?

Most retailers know their average inventory over the year. But the question is this: What are the likely sales from that much inventory? 

Here's how to find out. Use our Index of Sales Potential calculator. See what sales volume other retailers achieve.   

Find out now


Retailers: Are Your Stores "In Decline"?!


The ROI has developed this succinct tool for quickly assessing retail operations on 8 key indicators.

Now, you can use this tool to evaluate your own stores. Quickly identify where your business might be at risk. Focus your efforts there first. 

Being "in decline" is not the problem. But...being in denial IS a problem!

Three Stages of Decline in Retailing

Compare your stores - 6 key retail benchmarks - 5 year trend charts



Department Stores

Variety Stores


















Mail-Order Houses

Online Shopping








The segments featured at The ROI reflect the definitions and designations of the North American Industrial Classification System (NAICS). The top of each Retail Segment Page on The ROI site includes the NAICS code and the NAICS definition for that industry segment.

The ROI has selected six key ratios (from the abundance of ratios available) that are particularly important for retailers to regularly monitor and manage. See The ROI's Benchmarks Resource Center to learn more about these key ratios for retailers.

The ROI's exclusive Retail Benchmark Trend Charts show the median value reported by Risk Management Association's Annual Statement Studies for each of these key ratios each year. There also is a Top Quartile – and Bottom Quartile – of results for every segment. See your bank or local library for those details.



Since 1999, empowering retailers and store owners to "Turn on your financial headlights!"