Enjoy this special free access to one of The ROI's proprietary resources.
Ready for more? The ROI's Members-Only Collection includes much more for owners interested in profit management and growth. 


Retail Sales & Profits

How-to Info plus Online Calculators for Managing Retail Sales & Profits

Retail profits growth

Financial management is important to a successful retailer. 

Even if you employ a financial manager, you should be aware of the financial condition of your business, and be able to project "What would happen if I...?"


The Institute is dedicated to giving you the essential basic financial knowledge needed in any capacity of retailing.


Take advantage of The ROI's practical, how-to information, training and online tools. No more intimidation from finances or accounting.


Gain more financial control.  And peace of mind! 




Any PROFITS Ahead for Your Stores?

What retailers say about The ROI

From the Library for Owners | Profit Management

The ROI's How-To Articles


How That "Bottom Line Profit" Affects Your Business 

Retail business owners are conditioned from day one to "have a profit" and "improve the bottom line".  

Yet, sadly, most owners aren’t sure exactly why. 
  1. What IS profit? 
  2. Where does it go? 
  3. Why is it important?  

read more here


How to Read and Use Your Financial Statement 

Put the cause-effect, cause-effect power to work in your retail business. 

Get a greater sense of control – and the peace of mind that comes with it!

read more here


Want More Profits? Find Your Most Profitable Customers!

In The ROI's view, the key to survival in retail is not profitable lines of merchandise, nor even profitable stores.  

Instead, those retailers who will survive and thrive will be those who have the most profitable customers! 

read more here


The Four (Only!) Ways Retail Businesses Grow

Before you get too far down the road in planning another store, adding new merchandise lines, or some other expansion, you first must decide on your fundamental growth strategy. 

Why? Because your growth strategy and your tactics must align.

read more here


Are Your Profits Hiding in Plain Sight?

The typical accounting package lists expenses in alphabetical order. From Advertising, to Auto Expenses, then Bank Charges, and so on. Lines and lines of separate expense items, all detailed to the penny. How useful is that?!

Is this designed to inform? Or, to confuse and confound? No wonder few retailers will spend much "quality time" with their financial statements.

The ROI's 'bucketizer'



"Samplers" from TOPICAL TUESDAYS Webinars | Profit Management

Short how-to segments on managing sales and profits from TOPICAL TUESDAYS Webinars by the Co-Founders

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Financial Know-How | Empowering & Fun(!) Webinars for Retailers

Most TOPICAL TUESDAY Webinars demonstrate one of The ROI's online Projecting Calculators for Retailers

click each circle below for more info

Balance Sheet & 2 Key Ratios Seminar   How to Project Retail Profit and Loss Statement Seminar Retail Owners Dashboard Seminar

Save time! Know It NOW! bundle for busy retailers

We get it. There is a lot of how-to information here at The Institute. 

And sometimes, you just "Need to Know it NOW!"

So, we've put together some "Know It NOW!" Bundles. Go here to see the BUDGETING Bundle


Watch • Listen • Practice • Do-It-Yourself • Know It NOW! 


Since 1999, empowering retailers and store owners to "Turn on your financial headlights!"

Get Unlimited Access | All of The ROI

Look at all that's here for retailers to use. Available nowhere else. Specially for busy retailers!



Even more for Members at The ROI

And even more for ROI Members! 

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The ROI's Members-Only Collection includes even more for owners about profit management and growth. 

Online Calculators for Retail Projections - See in advance retail profits and cash flow - Integrated!

Explanatory How-To Articles - Used and loved by retailers worldwide!

Webinars from The Co-Founders - Lively and empowering!

Online, Self-Paced eLearning Courses - Learn it once. Use it forever!

Short How-To Videos - See it in action!

Self Evaluation Tools - Get Quick Insights

And much more!