PERSPECTIVES

From The Co-Founders

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Tips, Tactics & Strategic Insights and Commentary
from The ROI Co-Founders, Pat Johnson and Dick Outcalt
Outcalt & Johnson: Retail Strategists LLC; Retail Turnaround Experts

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The Irony: It's "Financial Literacy Month"

On April 5, the National Retail Federation, “the world’s largest retail trade association,” felt compelled to explain “Five Things To Know About Tariffs.” 

Among the first things they explain is who actually pays the tariff.

What is a tariff? 

  • “Tariffs are a tax on goods imported into the United States and are paid for by the U.S. importer.”

  • “When tariffs are enacted, retailers are forced to choose between raising their prices or relying on already slim profit margins to absorb the increased cost of inventory.”

  • “Many small retailers are indirect importers and rely on other companies to import the products that they sell. These indirect importers [that is, small retailers] have even less ability to shift their supply chains to mitigate tariff costs.”

This sums up pretty well the challenges retailers are living with. But...

At a time when consumers already are holding back on spending, or shifting to lower-priced alternatives, the on-again-off-again tariffs are wreaking havoc for retailers. 

Wait. There’s more! “Consumer Sentiment Tanks in April on Recession Fears” headlines an April 11 article reported by Harriet Torry in The Wall Street Journal.

  • “A closely watched index of consumer sentiment nosedived to 50.8 in April from 57 last month, continuing a recent downward trend stoked by concerns about trade, jobs and inflation.”

  • “The preliminary reading from a survey by the University of Michigan is one of the weakest readings of the past decade.”

Consumer confidence is a leading indicator for retailers about the financial prospects going forward. Starting to seem pretty grim, isn’t it?

But…You DO Have Choices!

Now is definitely the time to move beyond hand wringing. It’s time to craft your financial survival plan! And The ROI has the tools and resources you need. 

Some might call it “financial literacy.” We call it a retailer’s bias for action and survival! The key: start now. Don’t be distracted by all the outside turbulence. Focus on those things in your business that you can control. “Knowledge Is Power!”

See more about Turnaround Planning 



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