3-in-1 INTEGRATED Cash Flow Calculator

From the same few entries, immediately see a projected monthly Profit & Loss statement, PLUS Inventory Buying Plan ("Open-to-Buy"), PLUS integrated Cash Flow projection. 

To use the 3-in-1 INTEGRATED Cash Flow Calculator, you must be logged in with your Member Access Privileges.


Questions about Entries?  

Recap of Expense "Buckets"  | PROFITS tab entries |  INVENTORY tab entries  |  CASH tab entries

Now, time to play "What if...?"  |  Keep a Copy  |  For more detail, go to 3-in-1 Calculator USER Guides

Take a Test Drive!

Use these entries from a Sample Company. Quickly try it out for yourself.

Still Have Questions?

Talk with The ROI's Co-Founders. They are available for private, confidential web conferences. Free! Just go here to reserve your time. 

25 SEP

Expense "Buckets"


Why Expense "Buckets"? 

When projecting, it is easier to group expenses into 5 major categories, or "buckets". 
Variable expenses are a percent of sales; the monthly dollar amount rises and falls as sales fluctuate.
Fixed expenses average essentially the same dollar amount each month. 

(If you've not yet set up these categories on your P&L, use The ROI's SPEEDY Expense Analyzer.



SELLING Expenses -
Examples: Store payroll, including taxes and benefits; Advertising; Bags & boxes; Special events; etc.



OCCUPANCY Expenses - Fixed expense, essentially flat $ amount each month

Examples: Rent; Utilities; Maintenance; Security; CAM charges; etc.

ADMINISTRATIVE Expenses - Fixed expense, essentially flat $ amount each month

Examples: Management salaries (Owner; General Manager; Buyer) including taxes and benefits; Support staff/services (bookkeeping; IT; warehouse; marketing); Interest on borrowed money; Professional services (legal, accounting); Training; Travel; All other expenses not included elsewhere.

TAXES - Federal, State, Local taxes not included elsewhere. 

DEPRECIATION/AMORTIZATION - Fixed expense, essentially flat $ amount each month.

These are non-cash expenses, and must be kept separate in order to project the Cash Flow.

Comments are closed.

Take a test drive! Use these Sample entries

Since 1999, empowering retailers and store owners to "Turn on your financial headlights!"