Retail Cash Flow Management

How-To Resources and Info for "What if...?" Projections & Cash Flow Control


Retail cash flow control

From the Library for Owners | Cash Flow

The ROI's How-To Articles

Save Time, Money and Frustration with This Simple Cash Flow Plan

A cash flow plan will help you anticipate how sales and expenses will affect your cash flow for the next six months to a year. 

Once you know that, you can start now to make any needed adjustments. 

In this practical and explanatory article, first you will see how to do a cash flow with a pencil. 

Then, take advantage of The ROI's SPEEDY Headlights Cash Flow Forecaster to auto-magically play "what if...?" as you compare adjustments.

read more here


Coping with a Cash Crunch 

Without cash for inventory, payroll and other expenses, an emergency is upon you. 

Even a profitable business can experience not having enough cash at some point.

 One moment cash is flowing, the next moment it is barely dripping. Drip. Drip.

  1. These six steps are designed to help you in an emergency. 
  2. Plus, they also contain the foundation of an on-going strategy for controlling your cash.

Once you can breathe more freely (and the cash flow has increased a bit) use them to take a more comprehensive look at your business.

read more here


5 Reasons Why Even Profitable Retail Businesses Fail

(Hint: Declning sales is NOT one of them!)

We identify and examine each of the Top Five Killers of Retail Businesses. 

While they all need the respect of you, the owner or CEO, your highest priority always must be the #1 slayer. And it just might surprise you to learn what it is. 

(Here's another hint of what it's not: over one-third of the retail businesses that fail each year are actually "profitable".

read more here


How's YOUR Cash Flow?

Even a profitable business can experience not having enough cash.

If only retailers had some warning, some indication of the looming shortfalls of cash, they could – and would – make adjustments, right?

After all, cash flow has just three basic parts: Cash Coming IN, Cash Going OUT, and the DIFFERENCE. 

This can be calculated very simply, like on the back of an envelope.'s not easy to find envelopes these days! So The ROI has built this basic Cash Flow Gadget to use instead, and put it online for free.

Is there a cash crunch in your near future?!

Retailer's GROWTH Rater

Here is a fast, simple, and extremely telling measure of a retailer's financial viability!

Use The ROI's unique GMROI Growth & Bankability Rater.  



Quick • Verifiable • Sophisticated • Uniquely Retail


Power Tools for Cash Flow Planning

Online Calculators for Retail Decision-Makers

3-in-1 INTEGRATED Cash Flow Calculator

This online "Retailer's Best Friend" enables any retailer, anywhere, to quickly generate a profit plan (budget) for the year, plus an Open-to-Buy plan, plus the resulting cash flow projections! All integrated! And all from the same few inputs.  more

SPEEDY Profits & Cash Forecaster

See your profits and cash flow, for yourself. In advance. In a flash!  more


"Samplers" from Topical Tuesdays Webinars | Cash Flow

Cash flow management clips from popular TOPICAL TUESDAYS Webinars by the Co-Founders

May 4, 2022
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May 4, 2022
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Managing Growth & Survival | Strategic Webinars for Retailers

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How to Save Your Assets Seminar  Retail Survival Seminar       

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