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From "Accounts Payable" to the Working Capital Wheel".
Your quick reference resource for the financial terms used in retail.
Free • Online • Retail Finance Basics
Just ten questions each.
Confidential. Results for your eyes only.
Take one. Or take them all. Anytime.
Free! And they're fun.
✅ take the Profits quiz
✅ take the Balance Sheet quiz
✅ take the quiz on Inventory Management & Open-to-Buy
✅ take the Cash Flow quiz
Check Your Retail Sales Potential
"Just wondering...Do we have enough inventory for our sales?"
Find out fast. For free!
GMROI Growth & "Bankability" Rater
In just seconds, calculate your GMROI (Gross Margin Return on Inventory Investment.) Then, see how you compare to the median-performing retailer in your segment.
This unique index, developed exclusively for the retail industry, shows your capacity to finance your growth.
Look at Your Numbers Like a Pro!
Easily track results by month and year-to-date.
Save time – quickly compare to LY – and to PLAN!
The ROI's quick reference "cheat sheet" for key retail ratios.
The formulas. Where to find the numbers.
And what each ratio tells you.
How are your comp store sales versus last year?
How do your results compare?
Monthly Retail Sales Trend Charts
See sales results compared to the same month in the prior year,
for the trailing six months.
Quickly compare your sales trends to others in your retail sector.
Gain valuable perspective! go here
Are your profits hiding in plain slight?
Find them fast – with The PROFIT Finder!
Need to fast-track your analysis, forecasting, or "what if...?" planning? Do it automagically with The ROI's SPEEDY Expense Analyzer. Free!
Quickly find answers to your retail financial questions. Specially for busy retailers.
Proven and helpful resources, available only from The ROI.
The Retail Owners Institute® has been empowering owners since 1999 to "Turn on their financial headlights!" Our tools and resources are trusted by thousands of independent owners to help grow financially stronger and resilient businesses.
