Family Clothing Stores

NAICS 448140: This industry comprises establishments primarily engaged in retailing a general line of new clothing for men, women, and children, without specializing in sales for an individual gender or age group.  These establishments may provide basic alterations, such as hemming, taking in or letting out seams, or lengthening or shortening sleeves.

click each Key Ratio box below to view Benchmarks charts

Margins and Profit

Inventory Productivity

Financial Strength

©Copyright, The Retail Owners Institute®. Benchmark Trend Charts based on data from Risk Management Association Annual Statement Studies, 2018/2019.

Go here • More about growing SALES and PROFITS


Go here• More about INVENTORY control

more about inventory control



Go here • More about managing CASH FLOW

more about cash flow control



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Find Your Ratios

Have questions about how to read these ratios, or what they really mean? 

Get answers at The ROI's Retail Benchmarks Resource Center. Free to everyone to use.

  1. See the how-to article: Go Figure! How to Calculate Your Key Ratios - in 12 Seconds Each!
  2. Watch and listen to the recorded webinar: The Retail OWNER'S DASHBOARD

Very quickly, you can see how and why to monitor the true "vital signs" of your business. 


"How and when can these benchmark numbers be used?"

  1. For perspective. Calculate these ratios for your own business, and then see how you compare to your retail industry segment.

  2. Use these benchmarks when you are setting your own target ratios for the next year.

  3. You should know that when you are seeking a bank loan for your business, the bankers will look at these industry benchmarks as they assess your store's performance. 

  4. The credit departments of your vendors and landlords will examine your ratios to assess your credit worthiness.

  5. Use The ROI's Key RATIOS Calculator on this page to quickly calculate your own ratios. 

The segments featured at The ROI reflect the definitions and designations of the North American Industrial Classification System (NAICS).

The top of each Retail Segment Page on The ROI site includes the NAICS code and the NAICS definition for that industry segment.

The ROI has selected six key ratios (from the abundance of ratios available) that are particularly important for retailers to regularly monitor and manage. See The ROI's Benchmarks Resource Center to learn more about these key ratios for retailers.

The ROI's exclusive Retail Benchmark Trend Charts show the median value reported by Risk Management Association's Annual Statement Studies for each of these key ratios each year.

Remember, there also is a Top Quartile – and Bottom Quartile – of results for every segment. See your local library for those details.



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